In short, Safety Wing’s digital nomad insurance is popular because it’s cost-effective and offers comprehensive coverage, making it a great option for digital nomads who want to keep their monthly insurance premiums low.
The main features are as follows:
Features of Safety Wing
- Monthly Premium: $56.28
- The insurance period can be customized starting from 5 days
(e.g. For a 5-day insurance period, the cost is $10.05) - There is no waiting period when joining from abroad
- 24-hour live chat support
- Coverage for flight delays and lost baggage
- Easy to get a quote and apply for a membership
As of 2024, when comparing digital nomad insurance options, Safety Wing stands out as a highly rated choice for its excellent balance of cost-effectiveness and comprehensive coverage.
In this article, we’ll introduce the detailed coverage offered by Safety Wing and provide a step-by-step guide on how to purchase (or sign up for) Safety Wing insurance, complete with screenshots.
Nomad Insurance for $56.28/month
* Easy estimate of insurance premiums according to your travel plan!
- Safety Wing What is Safety Wing?
- Safety Wing Monthly Premiums for Safety Wing (Nomad Insurance)
- Safety Wing Details of Coverage for Safety Wing (Nomad Insurance)
- Why Safety Wing is so popular with overseas nomads
- Things to keep in mind when subscribing to Safety Wing
- How to purchase Safety Wing insurance [with screenshot]
- Summary: Safety Wing is cost-effective and has a lot of coverage!
Safety Wing What is Safety Wing?
Safety Wing is a company based in San Francisco, USA, that provides international insurance services. The company offers two types of insurance services:
Two types of insurance services
- Nomad Insurance: Travel medical insurance for individual digital nomads
- Remote Health: Global health insurance for businesses
Safety Wing’s Nomad Insurance is available for $56.28 per month.
※Coverage period: 4 weeks, age range: 18-39 years
However, the monthly premium may vary depending on the policyholder’s age, destination (whether it includes the USA or not), and whether coverage for adventure sports like skydiving or theft of electronic devices is included.
Safety Wing Monthly Premiums for Safety Wing (Nomad Insurance)
The insurance premium varies based on the policyholder’s age and whether the destination includes the USA. For details, please refer to the table below
| Excluding the USA | Including the USA | |
| 10-39 years | $56.28 | $104.44 |
| 40-49 years | $92.40 | $171.92 |
| 50-59 years | $145.04 | $282.80 |
| 60-69 years | $196.84 | $386.12 |
If you are traveling with a child under the age of 10, one child per adult can be covered by insurance for free. However, the number of free children covered per family is limited to two.
Additionally, you can add coverage for adventure sports and theft of electronic devices as optional extras for $10 each.
Additional Coverage Option 1: Adventure Sports
By adding coverage for adventure sports, you will be covered up to $100,000 in case of an accident.
Adventure Sports Covered
American football, Australian football, aviation, bobsleigh, boxing, cave diving, freestyle skiing, hang gliding, high diving, ice hockey, karting, kitesurfing, martial arts, luge, motorcycles, motorized dirt bikes, mountaineering below 6,000 meters, parachuting, parasailing, paragliding, quad biking, rugby, ski/snowboard jumping, ski flying, ski/snowboard acrobatics, skydiving, skeleton, snowmobiling, caving, scuba diving with PADI/NAUI/SSI/BSAC certified instructors, tandem skydiving, white-water rafting, wrestling.
However, professional sports, organized sports, and sports with financial rewards are not covered.
Additional Coverage Option 2: Theft of Electronic Devices
By adding coverage for theft of electronic devices, if items such as laptops are stolen, the insurance will cover up to $1,000 per item, with a maximum annual limit of $3,000 per insurance contract.
Electronic Devices Covered
Laptops, cameras, lenses, smartphones, e-readers, music players, tablets, earphones, headphones, iPads, AirPods, and drones
Note: When claiming theft of electronic devices, you must provide proof that:
- The theft was reported to the police within 24 hours of the incident.
- The electronic device existed before the theft occurred.
≫ Click here for the Safety Wing
Safety Wing Details of Coverage for Safety Wing (Nomad Insurance)
The maximum coverage amount for Safety Wing is $250,000. Within this limit, the following medical services and coverages are provided:
| Insurance Details | Insurance Limit | Specific examples of insurance coverage |
| Medical Insurance | $250,000 | Hospitalization, long-term care, ambulance for hospitalization, MRI diagnosis, long-term care after discharge, prescriptions, etc. |
| Emergency Dental Care | $1,000 | Emergency dental treatment to resolve the onset of acute pain (sudden and unexpected). |
| Emergency Transportation | $100,000 | Emergency transportation costs to a well-equipped hospital |
| Medical repatriation | $5,000 | Emergency repatriation expenses due to medical reasons. |
| Emergency return to your country | $5,000 | Transportation expenses when you have to return to your home country urgently due to the news of a family member’s death. |
| Lost checked baggage on a plane | $3,000 | If you can’t find your luggage after 10 days after the lost baggage occurs (up to $500 per item) |
| Flight delays | $200 | Meals and lodging for delays of more than 12 hours (coverage of $100 per day for up to 2 days) |
| Car Accident | $250,000 | Accidental car accidents caused by the possession of the appropriate license and wearing safety equipment |
| Interruption of travel (return to your country) | $250,000 | Circumstances that force you to return to your home country, such as the death of a family member |
| At the time of death | $20,000 | Transportation costs for transporting the body to your country ($10,000 guarantee for local burial) |
* If you are viewing on a smartphone, you can scroll left and right.
How to make an insurance claim in the event of an emergency
For example, if you have to go to a hospital for treatment due to a cold or injury, you can file a claim within 60 days of the end date of your policy.
However, if you need emergency transport to a well-equipped hospital, you should contact the Safety Wing in advance to arrange a hospital.
You can file an insurance claim through the mobile app or a web browser. When making a claim, please have the following documents ready:
Documents required to claim compensation
- Your health certificate
- Invoices for medical expenses that were pair
- Receipts related to compensation
- Your bank account information
To make an insurance claim, please submit the necessary documents from this page and complete the application procedure.
*Login information is required.
Why Safety Wing is so popular with overseas nomads
If you look into overseas nomad insurance, you can narrow it down to the following four candidate insurance services.
Popular Overseas Nomad Insurance
- Safety Wing
- Heymondo
- World Nomads
- Genki
When comparing the above four insurance services in terms of monthly cost and insurance content, Safety Wing’s Nomad Insurance was the most cost-effective.
![The Best Nomad Insurance; We recommend Safety Wing [.28/month]](https://ararablog.com/wp-content/uploads/2024/08/Featured-Image01-320x180.jpg)
However, cost-effectiveness is not the only reason why it is popular with overseas nomads.
The official website of Safety Wing provides easy-to-understand information on examples of injuries and accidents covered by insurance and how to apply for insurance, and it will dispel any concerns you may have before joining.
In addition, the word-of-mouth reputation of overseas nomads who are already using Safety Wing (Nomad Insurance) will be greatly affected.
And what doesn’t have a bad reputation is what makes Safety Wing unique.
Things to keep in mind when subscribing to Safety Wing
If you are thinking of purchasing Safety Wing’s nomad insurance, check out the following precautions at the end.
Safety Wing Precautions
- Claim Deadline: Claims to receive insurance coverage must be made within 60 days of the insurance termination date
- Cannot be used in conjunction with other insurances: Safety Wing cannot be used in conjunction with other medical insurance plans
- Mandatory contact at the time of admission: If you require medical care that requires hospitalization, you must always contact the Safety Wing before discharge at the latest
- United States copay: Even with additional United States coverage, you will still need to pay $100 each time you visit the emergency room and $50 each time you visit an urgent care center
- No treatment for chronic diseases: Treatment of chronic diseases such as cancer is not covered by insurance
- Age Restriction: Persons over the age of 70 are not eligible for insurance
Please check the above before using Safety Wing (Nomad Insurance).
How to purchase Safety Wing insurance [with screenshot]
I will introduce how to purchase (contract) Safety Wing insurance with screenshots.
When you click on the official website of Safety Wing, the following screen will be displayed.
Buy “Insurance for nomads” on the left. Click on the “Go to Nomad Insurance” button below.
Next, click “Sign me up” under the notation of the monthly fee of $ 56.28.
* The insurance period can be customized after signing up.
Please fill out the form below with your email address and password to log in. It is also possible to log in with an account such as Google yes.
Then, follow the form below to register your full name and date of birth.
Subsequently, select the country and nationality of your citizenship.
Next, register your address. Enter your zip code in the field below, or enter your address manually.
If you can register your address, you have signed up.
Subsequently, select your insurance plan.
If you want to customize the policy period according to your travel Thailand instead of a monthly policy of $56.28 per month, you can check “I want to pay upfront for a trip with an end date” and you will see a column to select the insurance start and end dates as shown below.
As shown in the screenshot above, the insurance fee according to the specified insurance period is displayed on the right side. After confirming the insurance fee, click “Next”.
Follow the form below to provide your phone number, gender, and the name of the person who will receive the insurance on your behalf in the unlikely event of an accident such as death.
Next, select the destination (country) to which you want to apply the insurance. If you are traveling across more than one country, please select all countries you are staying in or transiting through.
Then, if you have a companion, add them by following the form below. If you are traveling unaccompanied (solo), please tap “I’m going solo”.
Please check the application details below and tap “Move to payment” if there are no problems.
Finally, enter your credit card and billing information.
This completes the process of purchasing Safety Wing insurance.
Let’s go to the “Dashboard” and check the insurance details that you have purchased.
You can check the details of the purchased policy on the dashboard as follows:
You can also check the coverage details on the above page, so you can rest assured!
≫ Click here for the Safety Wing
Summary: Safety Wing is cost-effective and has a lot of coverage!
Before your credit card insurance expires, please consider purchasing overseas nomad insurance!
“The burden of the monthly fee …”
The monthly fee (4 weeks fee) for Safety Wing (Nomad Insurance) is as follows.
| Excluding the USA | Including the USA | |
| 10-39 years | $56.28 | $104.44 |
| 40-49 years | $92.40 | $171.92 |
| 50-59 years | $145.04 | $282.80 |
| 60-69 years | $196.84 | $386.12 |
For the above monthly fee, you can get up to $250,000 in medical insurance.
Insurance services are a throwaway. If you can live abroad without getting injured or sick or involved in an accident, you don’t need insurance.
However, it is important to be prepared in case of an emergency.
For family and friends who are worried about your health in your country, we recommend that you take out overseas nomad insurance.
Nomad Insurance for $56.28/month
* Easy estimate of insurance premiums according to your travel plan!
![The Best Nomad Insurance; We recommend Safety Wing [$56.28/month]](https://ararablog.com/wp-content/uploads/2024/08/Featured-Image01-640x360.jpg)
