In principle, overseas travel insurance is voluntary, but some countries require you to take out health insurance at entry and stay.
List of countries where health insurance is mandatory
- Estonia
- Lithuania
- Latvia
- Czech Republic
- Bulgaria
- Hungary
- Poland
- Ecuador
- Cuba
- Iran
Please keep in mind that if you don’t present proof of insurance, you may be asked to purchase expensive insurance at the time of entry, or in the worst case, you may be denied entry.
On this page, we will explain the countries and insurance conditions that require overseas travel insurance, and introduce recommended travel insurance that you can easily purchase online.
Nomad Insurance for $56.28/month
* Easy estimate of insurance premiums according to your travel plan!
Countries that require travel insurance and conditions for insurance coverage
Travel insurance is mandatory for the duration of your stay in the following countries: Before traveling, take out travel insurance and check the insurance details.
| Mandatory Countries with Insurance | Conditions of insurance coverage |
| Estonia | Travel insurance is required to cover the duration of the stay (no guaranteed amount is provided) |
| Lithuania | |
| Latvia | Overseas travel insurance of at least €30,000 is required to cover the length of stay and medical insurance |
| Czech Republic | |
| Bulgaria | Overseas travel insurance of at least EUR 30,000 is required to cover the duration of your stay and provide valid medical coverage in the EU |
| Hungary | |
| Poland | |
| Iran | Overseas travel insurance covering the entire period of stay is required * You will be asked to show a certificate at the time of entry. |
| Ecuador | Travel insurance is required to cover the duration of the stay (no guaranteed amount is provided) |
| Cuba | Overseas travel insurance “other than U.S. insurance company” covering the duration of stay is required (no guaranteed amount is provided) |
* If you are viewing on a smartphone, you can scroll left and right.
Czech medical travel insurance rules
The Czech Republic is particularly strict about requiring foreign travelers to have health insurance.
While you can stay for up to 90 days within a 180-day period without a visa for purposes such as tourism, business, or short-term study, you are required to have health insurance and carry proof of it during your stay.
Additionally, please note that in the Czech Republic, fines can be issued not only for failing to present proof of health insurance but also for not carrying your passport.
If you cannot produce your passport upon request, an immediate on-the-spot fine may be levied.
Citation: Country Reports, Czech Republic
It is strongly recommended that you carry both your passport and proof of health insurance at all times when going out during your stay.
What is the best travel insurance I can buy online right now?
It’s convenient to have insurance that you can easily quote and purchase online. If you can get insurance quickly before flying to a country where insurance is mandatory or before entering the country, you can avoid problems when entering the country.
Here are three types of overseas travel insurance that you can customize the insurance period according to the length of your stay and purchase it online immediately.
- Safety Wing
→ $56.28 per month with $250,000 in medical coverage - Heymondo
→ $113.05 per month with $5 million in medical coverage - World Nomads
→ $220.43 per month with $5 million in medical coverage
Please consider it according to your insurance content and budget.
①：Safety Wing
Safety Wing is an international travel insurance policy offered by an insurance company headquartered in San Francisco.
| Age of Enrollment | Limits on the main coverage | Insurance Rates | |||
| 5 days | 10 days | 2 weeks | 4 weeks | ||
| 10~39 years old | ・ Medical insurance: $250,000 ・Dental care: $1,000 ・Emergency transportation: $100,000 ・Medical repatriation: $5,000 ・Flight delay: $200 ・Lost baggage: $3,000 | $10.05 | $20.10 | $30.15 | $58.29 |
| 40~49 years old | $16.50 | $33.00 | $49.50 | $95.70 | |
| 50~59 years old | $25.90 | $51.59 | $77.70 | $150.22 | |
| 60~69 years old | $35.15 | $60.69 | $105.45 | $203.87 | |
* If you are viewing on a smartphone, you can scroll left and right.
* The table shows insurance premiums when the U.S. is not included in the travel destination.
For more information about Safety Wing, please refer to the page; What Makes Safety Wing Popular Among Digital Nomads?
②：Heymond
Heymondo is a travel insurance policy that can be customized for one day and comes with full coverage, including $5 million in medical insurance. However, the insurance premium is more expensive than the Safety Wing.
Heymondo has an insurance plan “Travel Insurance” for short-term trips. With this insurance plan, you can customize your travel itinerary for 1 day. In addition, you can choose from three different insurance types (Top/Premium/Medical) with different coverage.
| Insurance Plans | Insurance Type | Insurance Rates | |||
| 5 days | 10 days | 2 weeks | 4 weeks | ||
| Travel Insurance | Top | $20.53 | $57.77 | $75.58 | $113.05 |
| Premium | $24.15 | $64.97 | $92.54 | $135.65 | |
| Medical | $18.76 | $52.81 | $69.08 | $103.33 | |
* If you are viewing on a smartphone, you can scroll left and right.
* The table shows insurance premiums when the U.S. is not included in the travel destination.
Heymondo’s insurance plan is a bit complicated.
For more information, please refer to the page; What is nomad insurance Heymondo?
③：World Nomads
World Nomads is an international travel insurance policy that offers full coverage worldwide. The insurance rate is higher than other services, but it covers almost all the troubles that can arise when traveling abroad.
World Nomads offers two types of plans, the Standard Plan and the Explorer Plan, each with different premiums and coverage.
| Medical Insurance | Insurance Rates | ||||
| 5 days | 10 days | 2 weeks | 1 month | ||
| Standard Plan | Up to $5 million | $42.56 | $101.64 | $153.10 | $209.94 |
| Explorer Plan | Unlimitedness | $48.92 | $119.43 | $174.69 | $2239.58 |
* If you are viewing on a smartphone, you can scroll left and right.
* The table shows insurance premiums when the U.S. is not included in the travel destination.
For more information, please refer to the page; World Nomads: Explanation of the price plan and coverage contents of insurance
Summary: Don’t forget to take out insurance when traveling or staying abroad!
When entering or staying in the following countries, it is necessary to take out overseas travel insurance. Also, always carry proof of insurance with you during your stay.
List of countries where health insurance is mandatory
- Estonia
- Lithuania
- Latvia
- Czech Republic
- Bulgaria
- Hungary
- Poland
- Ecuador
- Cuba
- Iran
If you are traveling to a country other than the above, in principle, overseas travel insurance is optional, but it is recommended that you take out insurance in case of emergency.
It’s okay because there is credit card insurance! If you think so, please check the insurance details of your credit card. Compensation for hospitalization and treatment costs is relatively low.
In particular, if you are an overseas nomad who is staying abroad for a long time, we recommend that you take out overseas travel insurance separately from the insurance attached to your credit card.
Or, even if you are only using a plane to cross countries, you can receive compensation for flight delays, cancellations, and lost baggage by taking out overseas travel insurance.
With Safety Wing, you can easily purchase insurance with the app, and the insurance period can be adjusted from 5 days. For example, if you intend to insure for 5 days only, the premium is $10.05 (excluding the US).
![The Best Nomad Insurance; We recommend Safety Wing [.28/month]](https://ararablog.com/wp-content/uploads/2024/08/Featured-Image01-320x180.jpg)
![The Best Nomad Insurance; We recommend Safety Wing [$56.28/month]](https://ararablog.com/wp-content/uploads/2024/08/Featured-Image01-640x360.jpg)
