Heymondo Insurance is a popular choice for travelers seeking reliable and flexible coverage while abroad.
Whether you’re a digital nomad, a frequent traveler, or planning an extended stay overseas, Heymondo offers customizable plans to suit different needs.
One of its key benefits is its ability to cover high medical costs, particularly in countries like the United States, where healthcare expenses can be substantial.
Key Features of Heymondo Insurance
- Affordable Premiums
– Excluding the U.S.: $113.05 (Monthly)
– Including the U.S.: $133.36 (Monthly) - Flexible Enrollment – Join before or after leaving Japan, even while traveling.
- 24/7 Assistance – Access live chat support anytime, anywhere.
- Travel Disruptions Covered – Compensation for flight delays and missed connections.
- Personal Belongings Protection – Coverage for theft and damage to valuables.
If your destination is not the United States, we recommend the SafetyWing, which costs $56.28 per month and covers up to $2.5 million in medical insurance.
» SafetyWing Nomad Insurance Reviews: Pricing, Coverage and Benefits
If comprehensive travel insurance is your priority over cost-effectiveness or if you’re staying in the U.S. for over a month, Heymondo could be a great option.
In this article, we’ll take a deeper look into Heymondo Insurance, its coverage options, and why it might be the right choice for your travels.
What is Heymondo?
Heymondo is a popular travel insurance provider known for its flexible plans and comprehensive coverage.
With a user-friendly mobile app and responsive customer support, it has become a top choice for those seeking peace of mind on their journeys.
Heymondo offers three insurance plans with different features and pricing tailored to suit various travel needs:
| Plans | Features | Price |
| Single-Trip Plan | Coverage for one-time trips, including medical emergencies, trip cancellations, and luggage protection | $13.21~ (1day~) |
| Annual Multi-Trip Plan | Coverage for multiple trips within a year, ideal for frequent travelers | $243.41 (Up to 60 days per year) |
| Long-stay Plan | 3-month plan for digital nomads and long-term travelers | $161.53 (3 months) |
Let’s take a closer look!
Three Heymondo’s plans
Heymondo’s plans are designed to suit different travel needs, making it a versatile option for various types of travelers:
Single-Trip Plan
This plan is designed for short-term travelers and is available for trips as short as one day.
You can choose from three different coverage options (Top, Premium, Medical), with maximum coverage of up to $10 million.
- Emergency medical & dental expenses overseas: $5 million ~ $10 million
- Medical transport & repatriation home: $500,000
- Baggage: $1,700 ~ $2,500
- Travel disruption: $450 ~ $1,500
Annual Multi-Trip Plan
This plan is perfect for frequent travelers who visit the United States and other countries multiple times a year.
It provides coverage for up to 60 days per year and applies worldwide, including the United States.
- Emergency medical & dental expenses overseas: $10 million
- Medical transport & repatriation home: $500,000
- Baggage: $2,500
- Travel disruption: $1,500
Long-Stay Plan
Designed for digital nomads and long-term travelers, this plan provides a three-month coverage period with comprehensive protection starting at just $53.80 per month.
- Emergency medical & dental expenses overseas: $2.5 million
- Medical transport & repatriation home: $500,000
- Baggage: $1,200
- Travel disruption: $300
Heymondo’s monthly fees
One of the most frequently asked questions in Heymondo insurance reviews is about pricing. Prices vary depending on the plan and whether your destination includes the United States.
The monthly rates for each plan are as follows:
| Does not include the U.S. | Including the U.S. | |
| Travel Insurance (Monthly Premium) | – $113.05 (Top) – $135.65 (Premium) – $103.33 (Medical) | – $133.36 (top) – $160.02 (Premium) – $121.90 (Medical) |
| Annual Multi-Trip travel insurance (Insurance period: 60 days in one year) | $243.41 ($53.8 per month) | |
| Long Stay Travel Insurance (Insurance period: 3 months) | $161.53 | $296.01 |
* The age covered by the above insurance is 90 days ~ 49 years old after birth.
If you are staying for a long period of 3 months or more, you can keep your monthly premiums lower if you subscribe to Long Stay Travel insurance.
However, if you don’t want to go to the U.S. and don’t need such expensive medical insurance, we recommend the SafetyWing, which costs $56.28 per month and offers medical insurance of up to $250,000.
Heymondo Coverage Overview
Let’s check out the insurance details in more detail.
The table below summarizes the insurance coverage of Travel Insurance (top).
| Insurance Details | Insurance Limit | Specific examples of insurance coverage |
| Medical Insurance | $5 million | Hospitalization, long-term care, ambulance for hospitalization, MRI diagnosis, long-term care after discharge, prescriptions, etc. |
| Emergency Dental Care | $300 | Emergency dental treatment to resolve the onset of acute pain (sudden and unexpected). |
| Extra night expenses | US$1,800 | Accommodation expenses in case of illness or injury that requires an extension |
| Emergency Transportation | $50 million | Expenses for transporting injured or sick persons or returning home for medical reasons (including transportation and repatriation of companions) |
| Baggage coverage | $1,700 | Coverage for damaged, lost, or stolen baggage during travel (up to $300 for late delivery of packages and up to $400 for lost passports) |
| Flight delays | $450 | Delay compensation for airplanes and other transportation ($300 compensation in case of canceled connecting flights) |
| Interruption of travel (return to your country) | $3,500 | Compensation if you have to interrupt your trip and return home (up to $2,500 in the case of early return due to the hospitalization of a family member) |
| Interruption of travel (return to your country) | $250,000 | Circumstances that force you to return to your home country, such as the death of a family member |
| At the time of death | $100,000 | Transportation costs when transporting the body to your country |
Other insurance plans are covered by the same insurance as above, but with different insurance limits. However, Travel Insurance (Medical) does not include baggage coverage or travel interruption coverage.
For more information, please visit Heymondo official website to simulate the insurance coverage.
Heymondo Insurance Reviews
Is Heymondo a reliable insurance servicer? After analyzing some Heymondo insurance reviews online, we gathered the following insights.
Positive Reviews
Many travelers commend Heymondo for its:
- Comprehensive Coverage – Users appreciate the extensive benefits, from medical emergencies to trip interruptions.
- Easy Claim Process – The mobile app simplifies claim submissions, with some users reporting speedy resolutions.
- Responsive Customer Support – Travelers have praised Heymondo for providing quick and effective assistance during emergencies.
Negative Reviews
Despite its strengths, Heymondo has received some criticisms:
- Higher Cost – Some reviewers feel the premiums are slightly higher compared to competitors like SafetyWing.
- Claim Delays – A handful of users reported delays in receiving reimbursements.
- Limited Regional Coverage – Some customers noted challenges with claims in specific countries.
Our Insights on Heymondo Insurance Reviews
Heymondo is a travel insurance provider that offers affordable and comprehensive coverage for international travelers.
One of its key benefits is the flexibility to customize your coverage period based on your travel schedule, allowing you to insure only the days you need.
Additionally, opting for the Long Stay Travel Insurance (three-month plan) can help you save on monthly premiums compared to shorter-term options.
That said, if you’re looking for an even more budget-friendly alternative, SafetyWing is also worth considering.
Heymondo vs SafetyWing
SafetyWing is one of the most popular travel insurance options for international travelers.
Below is a comparison highlighting the key differences between Heymondo vs SafetyWing.
| Feature | Heymondo | SafetyWing |
| Monthly Premium | – Including U.S.: $133.36 – Excluding U.S.: $113.05 | – Including U.S.: $104.44 – Excluding U.S.: $56.28 |
| Minimum Enrollment Period | 1 day | 5 day |
| Medical Insurance | $5 million+ | $250,000 |
| Emergency Dental Care | $300 | $1,000 |
| Flight delays | $450 | $200 |
| Baggage coverage | $1,700 | Not covered |
| Waiting Period | 72 hours | None (Immediate coverage available) |
If you’re looking for a budget-friendly option with comprehensive coverage, SafetyWing may be the better choice.
However, if your destination includes the U.S., Heymondo provides higher and faster coverage, making it a safer option.
Choose Heymondo if:
- You’re traveling to a country with high medical costs, such as the U.S.
- You want coverage for baggage loss or theft.
- You need short-term coverage (from 1 day).
Choose SafetyWing if:
- You want a lower premium while still having solid coverage.
- You’re planning to stay abroad for more than a month.
- You may need dental treatment while traveling.
Nomad Insurance for $56.28/month
* Easy estimate of insurance premiums according to your travel plan!
Important Considerations When Joining Heymondo
Before purchasing Heymondo insurance, keep these points in mind:
Precautions for Heymondo
- Those over the age of 50 cannot join
- Coverage for emergency dental care up to $300
- Non-Travel Insurance insurance types include deductibles
- If you take out insurance while traveling, there is a 72-hour waiting period
After checking the above, you can use Heymondo’s insurance according to your travel itinerary.
Conclusion: Heymondo – Insurance for Traveling to the United States
Based on numerous Heymondo insurance reviews, it’s clear that Heymondo stands out for its comprehensive coverage and innovative mobile app.
While it may cost more than other providers, its robust benefits and reliable support make it a strong contender for digital nomads, frequent travelers, and those visiting countries like the United States where medical expenses can be high.
Whether planning a short vacation or a long-term adventure, Heymondo provides the security and support you need to travel confidently.
However, we only recommend the SafetyWing if your destination does not include the United States.
This is because the SafetyWing is only covered by medical insurance of up to $250,000.
≫ The Best Nomad Insurance; We highly recommend SafetyWing [$56/month]
It is unsettling in the U.S., where medical costs are super high. Therefore, if you plan to go to the United States, we recommend Heymondo insurance.
Heymondo insurance covers $2.5 million for Long Stay Travel insurance, which is three months delinquent, and $10 million depending on the plan.
Bottom line, if your destination includes the United States, customize your insurance period with Heymondo and get an insurance plan that fits your travel schedule!
![The Best Nomad Insurance; We recommend SafetyWing [$56.28/month]](https://ararablog.com/wp-content/uploads/2024/08/Featured-Image01-640x360.jpg)
