What is the best travel insurance for going to the U.S.?

Do you have any recommendations for travel insurance that covers expensive medical care in the U.S.? Can you tell me which insurance has low premiums and good coverage?

The travel insurance in the U.S. can be cost-effective and ultra-expensive medical coverage using an online insurance.

Please refer to the following for the prices of each insurance.

* If you are viewing on a smartphone, you can scroll left and right.

If you want to keep your insurance premiums cheaper, there is also a travel insurance called Safety Wing.

≫ What Makes Safety Wing Popular Among Digital Nomads?
* The insurance fee for a 5-day trip is $18.65 (including the U.S.)

Safety Wing has a lower maximum medical coverage of $250,000, but it covers an amount that can be fully covered for general medical expenses.

For example, let’s take a look at the medical costs in New York, which is said to have one of the highest medical costs in the United States.

Safety Wingn’s $250,000 medical coverage is enough to cover the above medical care. However, in the unlikely event that you are forced to undergo surgery or long-term hospitalization in the U.S., it is safe to take out overseas travel insurance with more generous coverage.

On this page, we introduce cost-effective overseas travel insurance (Heymondo, World Nomads, Genki) that can be used for high medical expenses in the U.S.

Heymondo: Best for short trips & the most cost-effective

There are three types of Heymondo insurance plans, and the rates for each insurance type vary depending on whether they include or exclude the U.S.

In addition, Travel Insurance is available in three insurance grades (Top, Premium, and Medical), each with different rates and coverage.

Please refer to the table below for a summary of the insurance contents of each insurance plan.

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If your trip to the U.S. is less than one month, you can use the Travel Insurance insurance plan. Insurance premiums vary depending on each plan (coverage), so choose an insurance plan based on your budget and coverage.

Please refer to the table below for the insurance rates for each insurance plan.

* If you are viewing on a smartphone, you can scroll left and right.
* The above is the insurance premium when the destination includes the United States.

For more information about Heymondo, please refer to the page; What is Nomad Insurance Heymondo?.

World nomads: Enhanced coverage

World Nomads is a travel insurance policy that offers a full range of coverage, although the premiums are slightly higher.

There are two types of insurance plans, the “Standard Plan” and the “Explorer Plan”, each with different insurance rates and coverage (see below).

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* The above amount is the maximum amount to which each compensation applies.

$5 million medical insurance policy is sufficient, but the Explorer Plan offers unlimited coverage and more.

If you’re traveling to the U.S. with a companion or plan to rent a car there, we recommend World Nomads, which offers much coverage even if the premiums are a little higher.

Please refer to the table below for the insurance fee for each plan.

* If you are viewing on a smartphone, you can scroll left and right.

For more information about Heymondo, please refer to the page; World Nomads: Explanation of the price plan and coverage contents of insurance.

Genki: Unlimited Medical Coverage

Genki has two types of insurance: Genki Naitive, a long-term policy, and Genki Explorer, a short-term policy. The differences between each insurance type are as follows.

As long as you are not living abroad, you can use the short-term insurance “Genki Explorer”.

Genki Explorern’s insurance coverage is shown in the table below.

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Genki is an overseas travel insurance policy that specializes in medical insurance. There is no coverage for flight delays or lost/stolen belongings, so insurance premiums are cheaper.

In addition, Genki has a monthly subscription system, so you cannot choose the insurance period according to your travel schedule. When you subscribe, you will be contracted for one month.

The monthly premium depends on the age of enrollment, and if you are under 30 years old, you can get unlimited medical coverage for €48.3 per month.

As mentioned above, Genki is an overseas travel insurance that provides cost-effective and generous medical coverage. However, there are two things to keep in mind;

The waiting time is the period between the time you purchase insurance and the time when your insurance is applied. This is a period of action to prevent cheating by charging premiums for insurance after illness or injury.

Also, please note that if you no longer need your insurance, you will be automatically renewed every month and charged your premiums unless you cancel the policy yourself.

For more information about Heymondo, please refer to the page; Genki Nomad Insurance: Complete Explanation of Fees and Coverage Details.

Summary: If you are on a short trip to the U.S. , Heymondo is recommended!!

If you choose based on the quality of insurance content, World Nomads will be the most reliable overseas insurance. However, the monthly fee is somewhat higher.

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If you plan to stay in the U.S. for a few days ~ 1 week, Heymondo is the place to go. You can customize the insurance period yourself, and you can receive coverage that can handle expensive medical care in the U.S..

Genki, on the other hand, offers unlimited medical insurance for €48.30 per month, but since the insurance is specific to medical insurance, it does not come with coverage for flight delays or lost/stolen belongings.

Overall, “Heymondo” is probably the most cost-effective overseas travel insurance for high-cost medical care in the U.S.!

Recommended Insurance for Traveling to the U.S.

Heymondo
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