Nomad Insurance

Which Countries Require Travel Insurance When Entering the Country?

Which countries require travel insurance when entering the country?

Which countries require travel insurance to enter the country? What happens if I don’t have insurance?

In principle, overseas travel insurance is voluntary, but some countries require you to take out health insurance at entry and stay.

List of countries where health insurance is mandatory

  • Estonia
  • Lithuania
  • Latvia
  • Czech Republic
  • Bulgaria
  • Hungary
  • Poland
  • Ecuador
  • Cuba
  • Iran

If you are traveling to one of the countries listed above, you may be asked to provide proof of insurance at entry.

Please keep in mind that if you don’t present proof of insurance, you may be asked to purchase expensive insurance at the time of entry, or in the worst case, you may be denied entry.

On this page, we will explain the countries and insurance conditions that require overseas travel insurance, and introduce recommended travel insurance that you can easily purchase online.

Nomad Insurance for $56.28/month

Safety Wing
Get a free quote!!
 * Easy estimate of insurance premiums according to your travel plan!

Countries that require travel insurance and conditions for insurance coverage

Travel insurance is mandatory for the duration of your stay in the following countries: Before traveling, take out travel insurance and check the insurance details.

Mandatory Countries
with Insurance
Conditions of insurance coverage
EstoniaTravel insurance is required to cover the duration of the stay
(no guaranteed amount is provided)
Lithuania
LatviaOverseas travel insurance of at least €30,000 is required to cover the
length of stay and medical insurance
Czech Republic
BulgariaOverseas travel insurance of at least EUR 30,000 is required to cover the
duration of your stay and provide valid medical coverage in the EU
Hungary
Poland
IranOverseas travel insurance covering the entire period of stay is required
* You will be asked to show a certificate at the time of entry.
EcuadorTravel insurance is required to cover the duration of the stay
(no guaranteed amount is provided)
CubaOverseas travel insurance “other than U.S. insurance company” covering
the duration of stay is required

(no guaranteed amount is provided)

* If you are viewing on a smartphone, you can scroll left and right.

Czech medical travel insurance rules

The Czech Republic is particularly strict about requiring foreign travelers to have health insurance.

While you can stay for up to 90 days within a 180-day period without a visa for purposes such as tourism, business, or short-term study, you are required to have health insurance and carry proof of it during your stay.

If the police ask you to present your insurance certificate during your stay and you cannot provide it or are found to be uninsured, you may be fined.

Additionally, please note that in the Czech Republic, fines can be issued not only for failing to present proof of health insurance but also for not carrying your passport.

If you cannot produce your passport upon request, an immediate on-the-spot fine may be levied. 

Citation: Country Reports, Czech Republic

It is strongly recommended that you carry both your passport and proof of health insurance at all times when going out during your stay.

What is the best travel insurance I can buy online right now?

It’s convenient to have insurance that you can easily quote and purchase online. If you can get insurance quickly before flying to a country where insurance is mandatory or before entering the country, you can avoid problems when entering the country.

Here are three types of overseas travel insurance that you can customize the insurance period according to the length of your stay and purchase it online immediately.

  1. Safety Wing
    → $56.28 per month with $250,000 in medical coverage
  2. Heymondo
    → $113.05 per month with $5 million in medical coverage
  3. World Nomads
    → $220.43 per month with $5 million in medical coverage

Please consider it according to your insurance content and budget.

①:Safety Wing

Safety Wing is an international travel insurance policy offered by an insurance company headquartered in San Francisco.

Safety Wing is super convenient overseas travel insurance that can be easily quoted and purchased online and has the most cost-effective and comprehensive coverage.
Age of EnrollmentLimits on the main coverageInsurance Rates
5 days10 days2 weeks4 weeks
10~39 years old Medical insurance: $250,000
・Dental care: $1,000
・Emergency transportation: $100,000
・Medical repatriation: $5,000
・Flight delay: $200
・Lost baggage: $3,000
$10.05$20.10$30.15$58.29
40~49 years old$16.50$33.00$49.50$95.70
50~59 years old$25.90$51.59$77.70$150.22
60~69 years old$35.15$60.69$105.45$203.87

* If you are viewing on a smartphone, you can scroll left and right.
* The table shows insurance premiums when the U.S. is not included in the travel destination.

For more information about Safety Wing, please refer to the page; What Makes Safety Wing Popular Among Digital Nomads?

②:Heymond

Heymondo is a travel insurance policy that can be customized for one day and comes with full coverage, including $5 million in medical insurance. However, the insurance premium is more expensive than the Safety Wing.

Heymondo offers coverage that covers high-cost medical expenses in the United States, Canada, and other countries. This is the best overseas travel insurance policy when traveling to North America.

Heymondo has an insurance plan “Travel Insurance” for short-term trips. With this insurance plan, you can customize your travel itinerary for 1 day. In addition, you can choose from three different insurance types (Top/Premium/Medical) with different coverage.

Insurance PlansInsurance TypeInsurance Rates
5 days10 days2 weeks4 weeks
Travel InsuranceTop$20.53$57.77$75.58$113.05
Premium$24.15$64.97$92.54$135.65
Medical$18.76$52.81$69.08$103.33

* If you are viewing on a smartphone, you can scroll left and right.
* The table shows insurance premiums when the U.S. is not included in the travel destination.

Heymondo’s insurance plan is a bit complicated.

For more information, please refer to the page; What is nomad insurance Heymondo?

③:World Nomads

World Nomads is an international travel insurance policy that offers full coverage worldwide. The insurance rate is higher than other services, but it covers almost all the troubles that can arise when traveling abroad.

World Nomads coverage is expensive. Therefore, it is recommended overseas travel insurance when traveling to North America such as the United States and Canada.

World Nomads offers two types of plans, the Standard Plan and the Explorer Plan, each with different premiums and coverage.

Medical InsuranceInsurance Rates
5 days10 days2 weeks1 month
Standard PlanUp to $5 million$42.56$101.64$153.10$209.94
Explorer PlanUnlimitedness$48.92$119.43$174.69$2239.58

* If you are viewing on a smartphone, you can scroll left and right.
* The table shows insurance premiums when the U.S. is not included in the travel destination.

For more information, please refer to the page; World Nomads: Explanation of the price plan and coverage contents of insurance

Summary: Don’t forget to take out insurance when traveling or staying abroad!

When entering or staying in the following countries, it is necessary to take out overseas travel insurance. Also, always carry proof of insurance with you during your stay.

List of countries where health insurance is mandatory

  • Estonia
  • Lithuania
  • Latvia
  • Czech Republic
  • Bulgaria
  • Hungary
  • Poland
  • Ecuador
  • Cuba
  • Iran

If you are traveling to a country other than the above, in principle, overseas travel insurance is optional, but it is recommended that you take out insurance in case of emergency.

It’s okay because there is credit card insurance! If you think so, please check the insurance details of your credit card. Compensation for hospitalization and treatment costs is relatively low.

If you have a fracture and hospitalization overseas, you may not be covered by credit card insurance.

In particular, if you are an overseas nomad who is staying abroad for a long time, we recommend that you take out overseas travel insurance separately from the insurance attached to your credit card.

Or, even if you are only using a plane to cross countries, you can receive compensation for flight delays, cancellations, and lost baggage by taking out overseas travel insurance.

With Safety Wing, you can easily purchase insurance with the app, and the insurance period can be adjusted from 5 days. For example, if you intend to insure for 5 days only, the premium is $10.05 (excluding the US).

Check it out!!
The Best Nomad Insurance; We recommend Safety Wing [.28/month]
The Best Nomad Insurance; We highly recommend Safety Wing [/month]If you are injured, sick, or involved in an unexpected accident whil...